Portland, ME Personal Loans

With Bad Credit Personal Loans in Maine, you can get the money for any purpose without having to worry about perfect credit or high income. Apply online and they will provide quick funding within 1-2 business days!

Don’t Wait, Apply And Get Portland, ME Personal Loan!

Expenses are an integral part of our lives, and not every time we can cope with them on our own. Every year, millions of people need money to meet a variety of needs, such as medical treatment, car repairs, wedding expenses, urgent purchases, and more. However, not every person has an emergency fund or wealthy relatives to help cover these needs. That is why the easiest and safest way to get financing is Personal Loan.

If you live in Portland, ME and need money to pay for any personal expenses, keep reading.

What Should I Know About Personal Loan?

First of all, you should know that a Personal Loan is a simple type of financing that is designed to help borrowers meet any personal need. Most of the time, this loan is unsecured, which means you don’t have to provide collateral, such as a house or car, to get approved. A Personal Loan is a type of Installment Loan, which means it is repaid in regular monthly installments over a fixed period of time.

As a rule, personal lenders do not have any restrictions, so borrowers in Portland, ME can spend the money they receive as they see fit.

Portland, ME Personal Loan Amounts, Rates And Terms

With a Personal Loan in Portland, ME borrowers can get from $1,000 to $100,000 for any of their personal needs. Repayment terms vary, but typically range from 12 to 84 months, depending on the amount of the loan. It is important to understand that shorter repayment terms will increase your monthly payment, but will decrease the total interest you pay.

Interest rates will also vary based on a large number of factors such as credit history, income, lender chosen, and more. On average, interest rates in Portland, ME range from 4.98% to 35.99%. Compare offers to find the best deal for you.

Are Personal Loans Legal?

Personal Loans are legal in most states in the US, but you still need to follow a few simple steps to make sure you can actually get a loan at Portland, ME.

First of all, check your state’s laws to make sure Personal Loan is legal, then check if your lender is registered in the state’s database. It will also be quite useful for you to study the reviews of the credit company you have chosen and check all the identifying data.

3 Easy Steps To Get Portland, ME Personal Loan

It doesn’t matter why you need funding, because now you can get money for your needs with just 3 simple steps:

Application	Applying for a Portland, ME Personal Loan is easy as you can now do it completely online. Visit your chosen lender’s website and fill out the online form in less than 10 minutes. You will need to provide basic information about yourself, such as name, address, income, etc.
Approval	Portland, ME lenders approve applications the same day if you meet state laws and eligibility criteria. If approved, they will contact you to discuss loan terms and debt repayment terms. You can also ask all your questions.
Financing	You should study the contract and pay special attention to interest rates and commissions before signing it. The loan amount will be transferred to your bank account within one business day, after which you can spend the money as you wish.

Bad Credit Portland, ME Personal Loan

Many borrowers have a bad credit history because they have missed payments on loans in the past. That is why now they are asking the question “can I get a Personal Loan with bad credit?” and the answer is yes.

Many personal lenders work with different types of credit, which means that even a borrower who has previously missed payments has every chance of being approved. However, you should be aware that Portland, ME personal lenders will offer bad credit borrowers less favorable loan offers and high interest rates.

Benefits of a Personal Loan

Before applying, Portland, ME residents are advised to study the main advantages of this loan offer. This will help them understand if a Personal Loan is right for them or if they should look for an alternative option:

• Loan amount. As already mentioned, with a Personal Loan you can get up to $100,000. This is a large enough amount to cover any of your expenses.
• Interest rates. As a rule, personal lenders in Portland, ME have relatively low interest rates.
• No collateral. Most often, a Personal Loan in Portland, ME is unsecured, which means no collateral is required to approve the application.
• Online application. More and more Portland, ME lenders are offering fully online financing, which means you won’t have to waste time looking for a lender near you and filling out paperwork.
• Fast approval. If the borrower meets the eligibility criteria, the application can be approved as quickly as on the same day.
• Funding for any need. A Personal Loan can be used for almost any need, since lenders in Portland, ME have almost no restrictions.

What Do I Have To Provide To Get A Personal Loan in Portland?

Personal lenders in Portland, ME now have minimum eligibility criteria, allowing almost any borrower to apply and receive money. Although they may vary, below you can explore the main ones:

• Age at least 18 years or older
• US Citizenship
• Regular monthly source of income
• Active bank account for deposit
• Social Security number
• ID confirmation
• Contact details such as phone and email.

Lenders in Portland, ME may ask for more information, but most of the time the above information is enough to get you a Personal Loan.

Portland, ME alternatives to Personal Loans online

If for some reason Online Personal Loans don’t suit you, it’s possible to choose among the other cash advances available in Portland:

• Installment Loans up to $5000 for several months;
• Short-term Payday Loans;
• Secured Car Title Loans;
• Various Government Assistance programs;
• Bank loans, etc.

Start your Personal Loan application online or find cash advance locations in Portland, ME on the map

• Acadia Lending Group

  • 190 Riverside St Unit 4b

    (207) 899-4500

• Action Equity

  • 2 Union St

    (207) 879-2221

• Alpine Mortgage Co

  • 84 Middle St

    (207) 221-8015

• Atlantic National Trust

  • 50 Portland Pier Ste 400

    (800) 347-1080

• Bank of America

  • 100 Middle St

    (888) 716-8338

  • 1390 Congress St

    (207) 772-7658

  • 446 Forest Ave

    (800) 432-1000

  • 2 Portland Sq

    (207) 874-5370

  • 1 City Ctr

    (207) 874-5576

• Bank of America Financial Center

  • 39 Auburn St

    (207) 228-2279

• Bank of America Mortgage

  • 1 Monument Sq

    (207) 317-2190

  • 1 City Ctr Stop 29

    (207) 272-9814

• Bank of America Private Bank

  • 1 Monument Sq

    (207) 761-1551

• Banknorth Leasing Corp

  • 511 Congress St

    (207) 828-7248

• BankNorth Mortgage

  • 70 Gray St

    (207) 761-8500

• Barton Mortgage

  • 130 Middle St Fl 1

    (207) 775-2620

• Barton Mortgage Corp

  • 208 Fore St

    (207) 775-2620

• Bath Savings Institution

  • 46 Auburn St

    (207) 523-1133

• Bloomfield Capital

  • 100 Commercial St Ste 410

    (207) 772-6870

• Capital Servicing Inc

  • 50 Portland Pier Ste 400

    (207) 828-1080

• Cfg

  • 100 Middle St Ste 1

    (207) 871-1110

• Chase

  • 1 Monument Sq

    (207) 776-7121

• Constant Energy Capital

  • 225 Commercial St Ste 500

    (207) 590-6100

• Covenant Mortgage

  • 4 City Ctr Ste 2

    (207) 747-4877

• Cport Credit Union

  • 50 Riverside Industrial Pkwy

    (207) 878-6200

• CrossCountry Mortgage

  • 415 Congress St Ste 202

    (401) 301-8674

• Cumberland County Federal Credit Union

  • 1345 Washington Ave

    (207) 797-6492

• Ed Gosselin - Total Mortgage NMLS #471749

  • 470 Forest Ave

    (207) 650-0215

• Evergreen Credit Union

  • 225 Riverside St

    (207) 221-5000

• Fairway Independent Mtg Corp

  • 415 Congress St Ste 202

    (207) 307-2331

• Furlong Joseph MLO

  • 477 Congress St

    (781) 507-1556

  • 1410 Congress St

    (781) 507-1556

• Greenlight Mortgage

  • 45 Forest Ave

    (207) 761-8277

• Guaranteed Rate

  • 63 Marginal Way Ste 100

    (207) 331-4700

• Joseph Furlong - Mortgage Loan Officer

  • 1410 Congress St

    (781) 507-1556

  • 362 Allen Ave

    (781) 507-1556

• Kelly Hodgkins - Mortgage Loan Officer

  • 1 Portland Sq Ste 4

    (207) 615-1863

• KeyBank

  • 85 Auburn St

    (207) 771-5304

  • 1106 Brighton Ave

    (207) 874-7328

  • 1 Canal Plz Ste 200

    (207) 541-3783

  • 959 Congress St

    (800) 275-8777

  • 465 Congress St

    (207) 776-7720

  • 85 Commercial St

    (207) 245-6466

  • 1 Monument Sq

    (207) 776-7240

  • 400 Forest Ave

    (207) 245-6227

• KeyBank ATM

  • 1 Canal Plz

    (800) 539-2968

• Lenders Network Inc

  • 28 Vannah Ave

    (207) 775-2424

• London-Manhattan Co

  • 693 Ocean Ave

    (207) 874-0604

• Machias Savings Bank

  • 193 Middle St Ste 400

    (207) 774-9300

• Maine Capital Group

  • 4 City Ctr

    (800) 541-9309

• Maine National Mortgage

  • 25 Pearl St

    (207) 773-5850

• Maine Turner Barker Insurance

  • 63 Marginal Way Ste 101

    (207) 773-8156

• Matthew McGuckin - Citizens Bank Home Mortgages

  • 100 Middle St

    (207) 290-2977

• Mortgage Network Inc.

  • 2059 Congress St

    (207) 772-3100

• Movement Mortgage - Gary Jones325770

  • 95 Exchange St

    (207) 415-4466

• Movement Mortgage - Kevin Philbrick349341

  • 95 Exchange St

    (207) 838-5007

• New England Realty Resources-M

  • 22 Monument Sq

    (207) 772-1085

• Norcom Mortgage

  • 415 Congress St

    (207) 956-7412

• Oakdale Mortgages Corp

  • 33 Oakdale St

    (207) 773-3173

• Peoples United Bank

  • 350 Fore St

    (207) 828-3050

  • 467 Congress St

    (207) 828-3000

• Pine Tree State CDC

  • 120 Exchange St Ste 205

    (207) 773-3104

• Port City Mortgage

  • 977 Brighton Ave

    (207) 773-1600

• Regency Mortgage Corp

  • 94 Commercial St

    (207) 482-3950

• Republi Cash

  • 1124 Brighton Ave

    (207) 773-5067

• Richard Airey at First Financial Mortgage

  • 2320 Congress St Suite C

    (207) 321-5307

• Richard Sciaudone-Mtg Loan

  • 449 Forest Ave Ste 1

    (978) 764-0880

• Ringuette B J MLO

  • 415 Congress St

    (207) 215-3631

• Romano Anne M. CPA

  • 2 Monument Sq Ste 707

    (207) 874-9844

• RPM Mortgage Inc

  • 1685 Congress St

    (207) 553-4343

  • 94 Commercial St

    (207) 482-3950

• Saco & Biddeford Savings

  • 136 Commercial St

    (207) 284-4591

• Schaefer Mortgage

  • 21 Chestnut St Unit 302

    (207) 899-2117

• Sebago Lake Mortgage Company

  • 468 Forest Ave

    (888) 407-6374

• Stinson & Company

  • 337 Forest Ave

    (207) 805-1138

• TD Bank

  • 362 Allen Ave

    (207) 797-4400

  • 477 Congress St Ste 481

    (207) 761-8711

  • 883 Forest Ave

    (877) 202-5392

  • 1 Portland Sq Ste 4

    (207) 317-8816

  • 1410 Congress St

    (207) 879-4422

  • 449 Forest Ave Ste 1

    (207) 774-1733

• TD Bank Administrative Offices

  • 2 Portland Sq

    (888) 751-9000

• Td Bank Americas Most Convenient Bank ATM

  • 481 Congress St

    (207) 761-8711

• TD Bank ATM

  • 100 Thompsons Pt

    (888) 751-9000

  • 22 Bramhall St

    (888) 751-9000

• Total Mortgage

  • 470 Forest Ave

    (207) 775-2620

• Two Lights Settlement

  • 34 Danforth St 309

    (207) 761-7277

• Unum

  • 2211 Congress St

    (207) 575-2211

• US Trust

  • 1 Monument Sq

    (888) 716-8338

• Wells Fargo Home Mortgage

  • 477 Congress St

    (207) 523-3426

Check Payday Loan rates and terms in the other cities of Maine

• Lewiston
• Brunswick
• Bangor
• South Portland
• Scarborough
• Gorham
• Auburn
• Biddeford
• Sanford
• Orono
• Saco
• Augusta
• Westbrook
• Windham
• Old Orchard Beach
• Kennebunk
• Waterville
• Winslow
• Topsham
• Skowhegan
• Kittery
• Falmouth
• Yarmouth
• York
• Farmington
• Hampden
• Houlton
• Standish
• Wells
• Rumford
• Freeport
• Berwick
• Fairfield
• Cape Elizabeth
• Gray
• Brewer
• Presque Isle
• Lisbon
• Millinocket
• Oakland
• Winthrop
• Bath
• Buxton
• Camden
• Bar Harbor
• Lincoln
• Ellsworth
• Cumberland
• Waterboro
• Caribou