Birmingham, AL Personal Loans

Quick Personal Loans in Alabama is the perfect solution for people with bad credit who need money. They offer quick funding and don’t require any collateral, high income or perfect grades! Applying online will get your request processed within 1-2 business days so you can get back on track quickly.

Don’t Wait, Apply And Get Birmingham, AL Personal Loan!

Expenses are an integral part of our lives, and not every time we can cope with them on our own. Every year, millions of people need money to meet a variety of needs, such as medical treatment, car repairs, wedding expenses, urgent purchases, and more. However, not every person has an emergency fund or wealthy relatives to help cover these needs. That is why the easiest and safest way to get financing is Personal Loan.

If you live in Birmingham, AL and need money to pay for any personal expenses, keep reading.

What Should I Know About Personal Loan?

First of all, you should know that a Personal Loan is a simple type of financing that is designed to help borrowers meet any personal need. Most of the time, this loan is unsecured, which means you don’t have to provide collateral, such as a house or car, to get approved. A Personal Loan is a type of Installment Loan, which means it is repaid in regular monthly installments over a fixed period of time.

As a rule, personal lenders do not have any restrictions, so borrowers in Birmingham, AL can spend the money they receive as they see fit.

Birmingham, AL Personal Loan Amounts, Rates And Terms

With a Personal Loan in Birmingham, AL borrowers can get from $1,000 to $100,000 for any of their personal needs. Repayment terms vary, but typically range from 12 to 84 months, depending on the amount of the loan. It is important to understand that shorter repayment terms will increase your monthly payment, but will decrease the total interest you pay.

Interest rates will also vary based on a large number of factors such as credit history, income, lender chosen, and more. On average, interest rates in Birmingham, AL range from 4.98% to 35.99%. Compare offers to find the best deal for you.

Are Personal Loans Legal?

Personal Loans are legal in most states in the US, but you still need to follow a few simple steps to make sure you can actually get a loan at Birmingham, AL.

First of all, check your state’s laws to make sure Personal Loan is legal, then check if your lender is registered in the state’s database. It will also be quite useful for you to study the reviews of the credit company you have chosen and check all the identifying data.

3 Easy Steps To Get Birmingham, AL Personal Loan

It doesn’t matter why you need funding, because now you can get money for your needs with just 3 simple steps:

Application	Applying for a Birmingham, AL Personal Loan is easy as you can now do it completely online. Visit your chosen lender’s website and fill out the online form in less than 10 minutes. You will need to provide basic information about yourself, such as name, address, income, etc.
Approval	Birmingham, AL lenders approve applications the same day if you meet state laws and eligibility criteria. If approved, they will contact you to discuss loan terms and debt repayment terms. You can also ask all your questions.
Financing	You should study the contract and pay special attention to interest rates and commissions before signing it. The loan amount will be transferred to your bank account within one business day, after which you can spend the money as you wish.

Bad Credit Birmingham, AL Personal Loan

Many borrowers have a bad credit history because they have missed payments on loans in the past. That is why now they are asking the question “can I get a Personal Loan with bad credit?” and the answer is yes.

Many personal lenders work with different types of credit, which means that even a borrower who has previously missed payments has every chance of being approved. However, you should be aware that Birmingham, AL personal lenders will offer bad credit borrowers less favorable loan offers and high interest rates.

Benefits of a Personal Loan

Before applying, Birmingham, AL residents are advised to study the main advantages of this loan offer. This will help them understand if a Personal Loan is right for them or if they should look for an alternative option:

• Loan amount. As already mentioned, with a Personal Loan you can get up to $100,000. This is a large enough amount to cover any of your expenses.
• Interest rates. As a rule, personal lenders in Birmingham, AL have relatively low interest rates.
• No collateral. Most often, a Personal Loan in Birmingham, AL is unsecured, which means no collateral is required to approve the application.
• Online application. More and more Birmingham, AL lenders are offering fully online financing, which means you won’t have to waste time looking for a lender near you and filling out paperwork.
• Fast approval. If the borrower meets the eligibility criteria, the application can be approved as quickly as on the same day.
• Funding for any need. A Personal Loan can be used for almost any need, since lenders in Birmingham, AL have almost no restrictions.

What Do I Have To Provide To Get A Personal Loan in Birmingham?

Personal lenders in Birmingham, AL now have minimum eligibility criteria, allowing almost any borrower to apply and receive money. Although they may vary, below you can explore the main ones:

• Age at least 18 years or older
• US Citizenship
• Regular monthly source of income
• Active bank account for deposit
• Social Security number
• ID confirmation
• Contact details such as phone and email.

Lenders in Birmingham, AL may ask for more information, but most of the time the above information is enough to get you a Personal Loan.

Birmingham, AL alternatives to Personal Loans online

If for some reason Online Personal Loans don’t suit you, it’s possible to choose among the other cash advances available in Birmingham:

• Installment Loans up to $5000 for several months;
• Short-term Payday Loans;
• Secured Car Title Loans;
• Various Government Assistance programs;
• Bank loans, etc.

Start your Personal Loan application online or find cash advance locations in Birmingham, AL on the map

• 1st Franklin Financial

  • 2476 Palomino Ln

    (205) 798-0250

• AAA Between Pay

  • 9184 Parkway E

    (205) 836-5729

  • 406 B Y Williams Sr Dr

    (205) 925-8729

• Advance America

  • 2455 Palomino Ln

    (205) 791-0711

  • 300 Oxmoor Rd

    (205) 945-1615

  • 2086 Springdale Ln

    (205) 841-3494

  • 5933 Trussville Crossings Pkwy

    (205) 661-0455

  • 8 Phillips Dr

    (205) 923-3207

  • 2314 Center Point Pkwy

    (205) 815-9755

  • 5363 Highway 280 103-b

    (205) 408-0721

  • 9784 Parkway E

    (205) 815-2780

  • 1445 Forestdale Blvd Ste 109

    (205) 798-3191

  • 2245 Bessemer Rd

    (205) 781-0423

• Advance Financial Corporation

  • 5120 Selkirk Dr

    (205) 870-3195

• Alabama Central Credit Union

  • 3601 4th Ave S

    (205) 591-2228

  • 250 W Oxmoor Rd

    (205) 941-1010

• Alabama Telco Credit Union

  • 2150 Gadsden Hwy

    (205) 661-9712

  • 3439 Colonnade Pkwy

    (205) 967-2993

  • 613 19th St N

    (205) 252-8024

  • 103 Oxmoor Rd

    (205) 942-9977

• Alacom Finance

  • 117 S Crest Dr

    (800) 239-5909

• Aliant Bank

  • 801 Princeton Ave SW

    (205) 781-4379

• Aliant Mortgage

  • 100 Century Park S Ste 200

    (205) 397-0551

• Alliance Capital Corporation

  • 1808 Oxmoor Rd

    (205) 982-7900

• Americas First Federal Credit Union

  • 2 Inverness Center Pkwy

    (205) 981-6521

  • 1200 4th Ave N

    (205) 320-4000

• APCO Employees Credit Union

  • 750 17th St N

    (205) 226-6800

• BancorpSouth Bank

  • 5905 Trussville Crossings Blvd

    (205) 661-4200

  • 4680 Highway 280

    (205) 408-1954

  • 2211 Highland Ave S

    (205) 933-8080

• BB & T

  • 1 Metroplex Dr

    (205) 874-8082

  • 2211 7th Ave S

    (205) 251-0011

  • 2501 20th Place Ensley

    (910) 914-8250

  • 27 S Park Rd SW

    (205) 445-2263

  • 200 Century Park S

    (205) 979-1403

  • 5580 Chalkville Rd

    (205) 445-2260

  • 200 18th St N

    (205) 445-2297

  • 1928 1st Ave N

    (205) 445-2249

  • 47 W Oxmoor Rd

    (205) 445-2257

• BB&T

  • 2501 20th Ave S

    (205) 445-2344

  • 820 19th Street Ensley

    (205) 445-2272

  • 629 Red Lane Rd

    (205) 445-2266

  • 1602 Forestdale Plz

    (205) 445-2245

  • 1900 29th Ave S

    (205) 445-2287

  • 4705 Meadow Brook Rd

    (205) 445-2295

• BBVA Bank

  • 104 Inverness Plz

    (205) 297-4222

  • 5990 Chalkville Mountain Rd

    (205) 297-5971

  • 505 20th St N

    (205) 297-3206

  • 1950 31st Ave N

    (205) 297-2010

  • 201 State Farm Pkwy

    (205) 297-6659

  • 1916 Veterans Memorial Dr

    (205) 297-3955

  • 198 Green Springs Hwy

    (205) 297-3214

  • 9208 Parkway E

    (205) 297-3230

  • 1908 29th Ave S

    (205) 297-7571

  • 501 Shades Creek Pkwy

    (205) 297-3246

  • 1151 Bankhead Hwy W

    (205) 297-3190

  • 105 Doug Baker Blvd

    (205) 297-4610

• BBVA Compass

  • 4958 Valleydale Rd

    (205) 297-5605

  • 750 Lakeshore Pkwy

    (205) 297-3000

  • 2310 Center Point Pkwy

    (205) 297-3670

  • 1404 Ford Ave

    (205) 902-4240

  • 701 20th Street Ensley

    (205) 934-3000

  • 2337 Center Point Pkwy

    (205) 297-3670

  • 826 Cable Car Ct

    (956) 723-3008

  • 701 32nd St S

    (205) 715-0081

  • 1715 6th Ave N

    (205) 321-7136

• BNY Mellon

  • 505 20th St N Ste 950

    (205) 214-0200

• Brad Smith: IBERIABANK Mortgage

  • 2340 Woodcrest Pl

    (205) 803-5994

• Bryant Bank

  • 100 Union Hill Dr

    (205) 871-1772

  • 1919 28th Ave S Ste 101

    (205) 802-6300

• Buyers Financial Service Inc

  • 7212 1st Ave N

    (205) 836-1157

• Capital One Auto Finance

  • 2705 Avenue S

    (256) 677-6062

• Cash Connection

  • 2445 Old Springville Rd Ste 101

    (205) 815-9444

  • 191 W Valley Ave Ste 112

    (205) 942-9123

• Cash Loans

  • 2016 2nd Ave N

    (205) 327-5626

• Cash Montster

  • 9127 Parkway E

    (205) 838-4999

• CB&S Bank

  • 1301 Doug Baker Blvd

    (205) 408-7160

• Charles A. Graves

  • 1853 Princeton Ave SW

    (205) 413-3525

• Check & Go

  • 1109 Forestdale Blvd

    (205) 798-7430

• Check Depot

  • 22 Phillips Dr

    (205) 923-8900

  • 1751 Pinson Valley Pkwy

    (205) 841-1616

  • 917 Forestdale Blvd

    (205) 798-4344

• Check Holders

  • 1713 3rd Ave N

    (205) 251-0121

• Chesterfield Company Loans

  • 1715 3rd Ave N

    (205) 251-0187

• Citizens Trust Bank Mortgage

  • 1700 3rd Ave N

    (205) 321-1808

• Commerce Bank

  • 2000 Southbridge Pkwy

    (205) 414-0820

• Credit Central

  • 267 W Valley Ave

    (205) 968-1455

• DriveTime Used Cars

  • 9710 Parkway E

    (205) 909-3939

• Easy Money

  • 2168 Green Springs Hwy S

    (205) 942-0001

  • 6400 1st Ave N

    (205) 591-0800

• Farm Credit Mid-America

  • 1 Perimeter Park S

    (205) 970-6030

• Fast Auto Loans

  • 1145 Forestdale Blvd

    (205) 796-0225

  • 824 Green Springs Hwy

    (205) 290-9199

  • 9005 Parkway E

    (205) 833-1742

  • 744 Lomb Ave SW

    (205) 780-0104

• First Educators Credit Union

  • 898 Arkadelphia Rd

    (205) 581-8800

• First Lenders Mortgage Corp

  • 85 Bagby Dr

    (205) 942-9696

• Ford Finance Co Inc

  • 2002 2nd Ave N

    (205) 780-5691

• Golden Pawn & Jewelry

  • 2400 Green Springs Hwy

    (205) 719-1573

• Heritage Auto Finance

  • 9709 Parkway E

    (205) 838-2219

• Highland Capital Brokerage Inc

  • 3535 Grandview Pkwy Ste 600

    (205) 263-4400

• Iberia Bank

  • 3595 Grandview Pkwy

    (205) 803-0411

• Iberia Bank Mortgage

  • 2340 Woodcrest Pl

    (205) 803-5926

• Iberiabank

  • 2765 John Hawkins Pkwy

    (205) 803-5940

  • 2025 3rd Ave N

    (205) 803-0570

  • 613 Montgomery Hwy

    (205) 803-5988

  • 2340 Woodcrest Pl

    (205) 802-5459

• Jefferson Credit Union

  • 716 Richard Arrington Jr Blvd N Ste B300

    (205) 444-4528

• Kelly Auto Finance

  • 1501 31st St SW

    (205) 925-0700

• Kimekia Holifield: IBERIABANK Mortgage

  • 2340 Woodcrest Pl

    (205) 803-5939

• Kori Rooney: IBERIABANK Mortgage

  • 2340 Woodcrest Pl

    (205) 558-0614

• Level Four Wealth Management

  • 3700 Colonnade Pkwy

    (205) 725-8050

• Mpt of 69th Street

  • 5009 69th St N

    (205) 545-9870

• National Bank of Commerce

  • 813 Shades Creek Pkwy

    (205) 313-8100

• National Finance And Discount Co.

  • 2002 2nd Ave N

    (205) 323-1691

• Nova Financial Services LLC

  • 1800 Providence Park Ste 100

    (205) 202-1441

• PNC Bank

  • 2000 Meadow Lake Dr

    (205) 991-5832

  • 3501 Roosevelt Blvd

    (205) 661-4800

• Priority

  • 33 Barber Ct

    (205) 941-0900

• Progress Financial Services

  • 2121 Highland Ave S

    (205) 705-1623

• Regions Bank

  • 1900 5th Ave N

    (800) 734-4667

  • 2011 4th Ave N

    (205) 251-8295

  • 1651 Montgomery Hwy

    (800) 734-4667

  • 1715 6th Ave N

    (800) 295-8472

  • 341 Summit Pl

    (800) 734-4667

• Regions Financial Corporation

  • 1900 5th Ave N

    (205) 326-4666

• Renasant Bank

  • 5410 Highway 280

    (205) 980-2300

  • 44 Church St

    (205) 868-2800

  • 3515 Grandview Pkwy

    (205) 969-7985

  • 2001 Park Place

    (205) 716-3475

• Republic Finance

  • 130 Wildwood Pkwy

    (205) 943-9334

  • 5880 Trussville Crossings Blvd Ste 112

    (205) 655-7629

• Security Finance

  • 1671 Center Point Pkwy

    (205) 379-7833

  • 1153 Huffman Rd

    (205) 853-3790

• Southeastern Commercial Finance

  • 1500 1st Ave N Unit 5

    (205) 250-8026

• Southfirst Mortgage

  • 2807 Greystone Commercial Blvd Ste 38

    (205) 991-5911

• Speedy Cash

  • 321 Palisades Blvd

    (205) 518-8947

• Steve Watkins: IBERIABANK Mortgage

  • 2340 Woodcrest Pl

    (205) 803-5918

• Steven Ganter: IBERIABANK Mortgage

  • 2340 Woodcrest Pl

    (205) 803-5813

• SunTrust Bank

  • 410 Doug Baker Blvd

    (800) 786-8787

• Superior Loan Service

  • 1808 3rd Ave N

    (205) 252-9303

• Synovus Bank - ATM

  • 501 Richard Arrington Jr Blvd S

    (888) 796-6887

• TD Bank

  • 1 Perimeter Park S

    (205) 298-8008

• Tower Loan

  • 3150 Lorna Rd

    (205) 380-6291

  • 1800 Tin Valley Cir

    (205) 228-7911

• University Federal Credit Union

  • 1400 20th Street Ensley

    (205) 930-5000

• Wallace Capital Funding

  • 2100 Southbridge Pkwy Ste 650

    (205) 823-9530

• Wells Fargo Bank

  • 2136 Bessemer Rd

    (205) 783-8500

  • 5376 Highway 280

    (205) 948-1400

• Wells Fargo Drive-Up Bank

  • 401 19th Street Ensley

    (205) 321-3019

• World Acceptance

  • 3532 Vann Rd Ste 104

    (205) 661-1803

• World Finance

  • 1976 Gadsden Hwy

    (205) 655-6670

• Worthington Federal Bank

  • 1 Independence Plz

    (205) 823-5626

Check Payday Loan rates and terms in the other cities of Alabama

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• Phenix City
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• Prattville
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• Millbrook
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