For the need for emergency funding, you can always turn to a payday loan. These small payday loans for Texas residents can be approved for borrowers with good or poor credit, and funds are deposited into your account the same day. All you have to do is complete an application, submit it online and get money on the way.
What are Corpus Christi, TX Payday Loans?
A payday loan is designed to help borrowers cover short-term emergency needs by offering fast cash secured by their next paycheck. It’s usully used as the small-dollar cash advance to cover unexpected expenses.
The Corpus Christi, Texas Payday Loan is usually due after 14 – 30 days since being deposited into the borrower’s account. After you get the next pay check, the cost of the loan including interest and fees is withdrawn from your checking account automatically.
Payday loans in Corpus Christi, TX are often used by consumers to consolidate debt, to pay off bills, repair a car or redecorate a house, etc. Start with online application or look for loan store locations near you.
How do Payday Loans online work in Corpus Christi, TX?
Corpus Christi, TX payday loans are a quick, safe and convenient way to cover emergency expenses. Like all other short-term cash advances in Texas Payday Loans are regulated by the state’s laws. It’s highly recommended to study them in detail before submitting a loan request.
As soon as you’ve decided to apply for the necessary amount there are simple steps to go:
- Fill out an application form online or in any store in Corpus Christi, TX;
- Get matched with a suitable direct lender;
- Receive the money same day in a loan shop or within 1 – 2 days after being approved online.
What are the benefits of Corpus Christi, TX Payday Loans online?
Payday Loans are a perfect option for Corpus Christi residents in the following situations:
- You’ve been rejected by banks and credit unions for your bad credit or bankruptcy or any other reason.
- You like 70% of Americans lack money to pay for everyday bills, utilities, rent, or
- You have numerous debts which must be repaid urgently or they may lead to enormous rates. Use a loan to consolidate these credits into one.
- You feel ashamed or embarrassed to ask your relatives and friends for help.
- You have a not very good credit history and don’t want to affect it by numerous loan requests. No credit check Payday Loans are perfect for you.
Choosing an online Payday Loan to overcome any of the mentioned above situations you get:
- Instant financing
- 24/7 online service
- Cash advance for bad credit
- No hard credit check loans
- Convenient online application
- Reputable direct lenders with no intermediaries
- What are Corpus Christi, TX Payday loans eligibility criteria?
To be approved for a short-term cash advance a borrower needs to:
- Be over 18 years old;
- Be a resident of Texas;
- Have an active banking account;
- Provide a proof of income.
The eligibility criteria may vary according to the lender but all in all they are pretty much the same and don’t usually include any minimal credit score or income requirements.
How much do Payday Loans cost in Corpus Christi, Texas?
The cost of Payday Loan as well as any other cash advance in Corpus Christi consists of the principal, the annual percentage rate, or APR and some additional financial charges. The APR varies from 300% to 1200% but on average it’s 400%. It depends on the loan amount, your credit score, the state’s limit, the lender, etc. Besides, you may be charged additional fees such as:
- Verification or loan processing fee.
- Acquisition charges.
- NSF fee, etc.
Corpus Christi Payday Loans are called short-term as they must be repaid till your next paycheck, usually within a month. Lenders usually allow to prepay earlier without any additional fees. In case you can’t pay the money back on time, you may apply for a rollover, extension or repayment plan.
Find out these details with the lender before you submit the loan request.
Can Texas borrowers get a Payday Loan with bad credit?
If you are looking for a Payday Loan online in Corpus Christi, Texas and you have a bad credit score, you’d better start with online application. You’ll have more chance to find a lender providing such cash advance.
Most of them will approve you for the necessary funds no matter what your credit rating is. They may charge higher interest to make up for the risk. But on the whole bad credit cash advance doesn’t differ from traditional loans.
You apply online and the funds will be in your account within 1 – 2 days, or even same day regardless of the figures on your credit report.
NO credit check Payday Loans in Corpus Christi, TX?
If you used to have some previous debts, or bankruptcies which affected your credit history and your score is not so good as you wish, you may apply for a Payday Loan with no credit check. In Corpus Christi there are lenders providing quick funds with no hard inquiry to the major credit bureaus. They determine your creditworthiness paying attention to your income rather than credit history. But you should be careful and make sure you can afford the loan before applying for it.
Warning about Corpus Christi, TX Payday Loans
We can’t but agree that Payday Loans in Corpus Christi, Texas are one of the easiest and fastest ways to receive urgent financing. But you may come across some pitfalls on the way too quick money:
- Additional fees;
- Scams;
- Default penalties;
- Collecting practices;
- Third parties selling your information, etc.
Make sure you borrow from a legal Corpus Christi lender and read the agreement carefully to be on the safe side.
Corpus Christi, TX alternatives to Payday Loans online
If for some reason you want to avoid a short-term Payday Loan, you can choose among the other cash advances available in Corpus Christi:
- Installment Loans up to $5000 for several months;
- $5000 – $35000 Personal Loans repaid in 6 months – 7 years;
- Secured Car Title Loans;
- Various Government Assistance programs;
- Bank loans, etc.
Start your Payday Loan application online or find cash advance locations in Corpus Christi, TX on the map
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Advance America
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13637 Northwest Blvd Ste 300
(361) 767-2701
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1813B S Padre Island Dr
(361) 853-4064
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5656 Weber Rd Ste 102
(361) 854-5136
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6601 Everhart Rd Ste H5
(361) 225-0460
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4916 S Staples St
(361) 994-7098
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13637 Northwest Blvd Ste 300
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Cash & Go
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3201 S Padre Island Dr
(361) 561-9191
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5939 S Padre Island Dr
(361) 991-7175
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4101 Ayers St
(361) 561-4444
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3601 S Staples St
(361) 561-1770
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2781 Rodd Field Rd
(361) 906-1717
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3955 Interstate Highway 69 Access Rd
(361) 882-4522
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9602 S Padre Island Dr
(361) 937-4248
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4202 S Staples St
(361) 993-0088
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1303 3rd St
(361) 561-1500
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4747 S Alameda St
(361) 906-1515
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3201 S Padre Island Dr
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Cash America Pawn
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5218 Kostoryz Rd
(361) 855-8042
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2908 S Port Ave
(361) 888-4318
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5218 Kostoryz Rd
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Cash Store
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6181 Saratoga Blvd Ste 101
(361) 906-0237
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4425 Kostoryz Rd Ste B
(361) 225-2709
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4117 S Staples St Ste 280
(361) 855-8608
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1903 Main Dr
(361) 937-0100
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6181 Saratoga Blvd Ste 101
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Cash Today
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422 Oak Vw
(361) 334-5626
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422 Oak Vw
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Century Finance Co
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4314 Ayers St
(361) 884-2435
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4314 Ayers St
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Check & Go
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1220 Airline Rd Ste 140
(361) 994-1332
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4001 Saratoga Blvd
(361) 857-5689
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4436 Kostoryz Rd
(361) 806-2886
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1220 Airline Rd Ste 140
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Check Into Cash
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1502 Airline Rd Ste 208
(361) 993-2543
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1502 Airline Rd Ste 208
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Check n Go
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13434 Leopard St Suite A-2
(361) 241-7241
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10309 S Padre Island Dr
(361) 937-2200
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13434 Leopard St Suite A-2
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Covington Credit
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10926 Leopard St Ste G
(361) 241-7391
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4701 Ayers St
(361) 855-8296
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10926 Leopard St Ste G
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EZMONEY Loan Services
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5425 D St 101
(855) 836-1739
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5425 D St 101
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First Cash Advance
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5017 Saratoga Blvd Ste 137
(361) 991-1017
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3818 S Staples St
(361) 857-5590
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4009 S Padre Island Dr
(361) 806-2196
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5017 Saratoga Blvd Ste 137
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Payday Loans Online Made Easy
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500 N Shoreline Blvd
(833) 624-8214
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500 N Shoreline Blvd
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Speedy Cash
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4009 S Padre Island Dr
(361) 400-7067
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4701 Ayers St Ste 600
(361) 400-1177
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3710 Leopard St
(361) 221-4379
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11217 Leopard St Ste 1
(361) 248-5640
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4009 S Padre Island Dr
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Texas Car Title & Payday Loan Services
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4014 S Port Ave
(361) 852-3500
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5201 Everhart Rd
(361) 852-1300
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4014 S Port Ave
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Texas Car Title & Payday Loan Services Inc.
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3715 Leopard St
(361) 904-0176
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4407 S Alameda St
(361) 993-6200
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3715 Leopard St
Check Payday Loan rates and terms in the other cities of Texas
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