Payday Loans in Birmingham, Alabama

Wow, it sounds like you’re in a pretty serious bind. Luckily, there are solutions to get you on your feet again right away. Emergency funding can be obtained by applying for an instant cash advance and cash loan. There are several benefits of Alabama payday loans no credit check – they are unsecured and available for borrowers with good and bad credit. If you submit an application form online, the money is deposited into your bank account either the day of or within 24 hours.

What are Birmingham, AL Payday Loans?

A payday loan is designed to help borrowers cover short-term emergency needs by offering fast cash secured by their next paycheck. It’s usully used as the small-dollar cash advance to cover unexpected expenses.

The Birmingham, Alabama Payday Loan is usually due after 14 – 30 days since being deposited into the borrower’s account. After you get the next pay check, the cost of the loan including interest and fees is withdrawn from your checking account automatically.

Payday loans in Birmingham, AL are often used by consumers to consolidate debt, to pay off bills, repair a car or redecorate a house, etc. Start with online application or look for loan store locations near you.

How do Payday Loans online work in Birmingham, AL?

Birmingham, AL payday loans are a quick, safe and convenient way to cover emergency expenses. Like all other short-term cash advances in Alabama Payday Loans are regulated by the state’s laws. It’s highly recommended to study them in detail before submitting a loan request.

As soon as you’ve decided to apply for the necessary amount there are simple steps to go:

1. Fill out an application form online or in any store in Birmingham, AL;
2. Get matched with a suitable direct lender;
3. Receive the money same day in a loan shop or within 1 – 2 days after being approved online.

What are the benefits of Birmingham, AL Payday Loans online?

Payday Loans are a perfect option for Birmingham residents in the following situations:

• You’ve been rejected by banks and credit unions for your bad credit or bankruptcy or any other reason.
• You like 70% of Americans lack money to pay for everyday bills, utilities, rent, or
• You have numerous debts which must be repaid urgently or they may lead to enormous rates. Use a loan to consolidate these credits into one.
• You feel ashamed or embarrassed to ask your relatives and friends for help.
• You have a not very good credit history and don’t want to affect it by numerous loan requests. No credit check Payday Loans are perfect for you.

Choosing an online Payday Loan to overcome any of the mentioned above situations you get:

• Instant financing
• 24/7 online service
• Cash advance for bad credit
• No hard credit check loans
• Convenient online application
• Reputable direct lenders with no intermediaries
• What are Birmingham, AL Payday loans eligibility criteria?

To be approved for a short-term cash advance a borrower needs to:

• Be over 18 years old;
• Be a resident of Alabama;
• Have an active banking account;
• Provide a proof of income.

The eligibility criteria may vary according to the lender but all in all they are pretty much the same and don’t usually include any minimal credit score or income requirements.

How much do Payday Loans cost in Birmingham, Alabama?

The cost of Payday Loan as well as any other cash advance in Birmingham consists of the principal, the annual percentage rate, or APR and some additional financial charges. The APR varies from 300% to 1200% but on average it’s 400%. It depends on the loan amount, your credit score, the state’s limit, the lender, etc. Besides, you may be charged additional fees such as:

• Verification or loan processing fee.
• Acquisition charges.
• NSF fee, etc.

Birmingham Payday Loans are called short-term as they must be repaid till your next paycheck, usually within a month. Lenders usually allow to prepay earlier without any additional fees. In case you can’t pay the money back on time, you may apply for a rollover, extension or repayment plan.

Find out these details with the lender before you submit the loan request.

Can Alabama borrowers get a Payday Loan with bad credit?

If you are looking for a Payday Loan online in Birmingham, Alabama and you have a bad credit score, you’d better start with online application. You’ll have more chance to find a lender providing such cash advance.

Most of them will approve you for the necessary funds no matter what your credit rating is. They may charge higher interest to make up for the risk. But on the whole bad credit cash advance doesn’t differ from traditional loans.

You apply online and the funds will be in your account within 1 – 2 days, or even same day regardless of the figures on your credit report.

NO credit check Payday Loans in Birmingham, AL?

If you used to have some previous debts, or bankruptcies which affected your credit history and your score is not so good as you wish, you may apply for a Payday Loan with no credit check. In Birmingham there are lenders providing quick funds with no hard inquiry to the major credit bureaus. They determine your creditworthiness paying attention to your income rather than credit history. But you should be careful and make sure you can afford the loan before applying for it.

Warning about Birmingham, AL Payday Loans

We can’t but agree that Payday Loans in Birmingham, Alabama are one of the easiest and fastest ways to receive urgent financing. But you may come across some pitfalls on the way too quick money:

• Additional fees;
• Scams;
• Default penalties;
• Collecting practices;
• Third parties selling your information, etc.

Make sure you borrow from a legal Birmingham lender and read the agreement carefully to be on the safe side.

Birmingham, AL alternatives to Payday Loans online

If for some reason you want to avoid a short-term Payday Loan, you can choose among the other cash advances available in Birmingham:

• Installment Loans up to $5000 for several months;
• $5000 – $35000 Personal Loans repaid in 6 months – 7 years;
• Secured Car Title Loans;
• Various Government Assistance programs;
• Bank loans, etc.

Start your Payday Loan application online or find cash advance locations in Birmingham, AL on the map

• AAA Between Pay

  • 406 B Y Williams Sr Dr

    (205) 925-8729

• Advance America

  • 2455 Palomino Ln

    (205) 791-0711

  • 1445 Forestdale Blvd

    (205) 798-3191

  • 5363 Highway 280 103-b

    (205) 408-0721

  • 2314 Center Point Pkwy

    (205) 815-9755

  • 9784 Parkway E

    (205) 815-2780

  • 2086 Springdale Ln

    (205) 841-3494

  • 2245 Bessemer Rd

    (205) 781-0423

  • 5933 Trussville Crossings Pkwy

    (205) 661-0455

• Alabama Title Loan

  • 1803 Center Point Pkwy

    (205) 853-0932

• Alabama Title Loans

  • 1637 Pinson Valley Pkwy

    (205) 849-4477

  • 2233 2nd Ave N

    (205) 322-1821

  • 9849 Parkway E

    (205) 520-0772

  • 194 Green Springs Hwy

    (205) 941-1150

  • 9900 Parkway E

    (205) 853-0932

• Allied Cash Advance

  • 5287 Highway 280 Ste 267

    (205) 980-7641

• Birmingham 247Loans

  • 1421 Forestdale Blvd 125

    (877) 244-8254

• Cash America Pawn

  • 1441 Forestdale Blvd

    (205) 798-2274

  • 9416 Parkway E

    (205) 838-1166

• Cash America Pawn - Pawn Shops & Loans

  • 2017 Bessemer Rd

    (205) 785-1888

• Cash Connection

  • 1206 3rd Ave W

    (205) 781-4653

• Cash Mart Inc

  • 9537 Parkway E

    (205) 833-8094

• Cash Montster

  • 9127 Parkway E

    (205) 838-4999

• Check & Go

  • 1109 Forestdale Blvd

    (205) 798-7430

  • 2317 Carson Rd

    (205) 661-9882

• Check Depot

  • 22 Phillips Dr

    (205) 923-8900

• Check Exchange

  • 1415 Pinson Valley Pkwy

    (205) 841-1785

• Check Exchange of Roebuck

  • 9541 Parkway E

    (205) 853-9808

• Check Into Cash

  • 9921 Parkway E

    (205) 854-3307

  • 945 Forestdale Blvd

    (205) 798-6900

  • 104 Green Springs Hwy Ste 110

    (205) 944-2930

  • 9166 Parkway E

    (205) 836-0685

  • 1421 Forestdale Blvd

    (205) 798-6900

• Check n Go

  • 1423 Gadsden Hwy Ste 139

    (205) 413-8014

  • 137 Bessemer Super Highway

    (205) 929-6646

  • 1301 3rd Ave W Ste B

    (205) 788-4702

• Chiles Derrick

  • 1808 Gadsden Hwy

    (205) 655-3686

• Community Choice Financial

  • 1678 Montgomery Hwy

    (205) 413-4460

  • 728 23rd St S

    (205) 769-3800

  • 1605 Forestdale Blvd

    (205) 639-5858

  • 6400 1st Ave N

    (205) 591-0800

  • 210 B Y Williams Sr Dr

    (205) 923-3762

  • 4673 Highway 280

    (205) 437-1515

  • 3355 Vanderbilt Rd

    (205) 745-4175

  • 2168 Green Springs Hwy S

    (205) 942-0001

  • 1001 Bankhead Hwy W

    (205) 397-1200

  • 3536 Parkway Dr

    (205) 564-7000

• Dynamic Management Group Family Pawn

  • 602 Springville Rd

    (205) 853-0344

• Easy Money

  • 4673 Highway 280

    (205) 437-1515

  • 9420 Parkway E

    (205) 413-4478

  • 3555 Vanderbilt Rd

    (205) 841-5100

  • 6400 1st Ave N

    (205) 591-0800

  • 3355 Vanderbilt Rd

    (888) 962-6862

  • 210 B Y Williams Sr Dr

    (205) 923-3762

  • 2168 Green Springs Hwy S

    (205) 942-0001

  • 728 23rd St S

    (205) 769-3800

• Easy Title

  • 9324 Parkway E

    (205) 623-0010

• Fast Auto Loans

  • 824 Green Springs Hwy

    (205) 290-9199

  • 1145 Forestdale Blvd

    (205) 796-0225

  • 9005 Parkway E

    (205) 833-1742

  • 744 Lomb Ave SW

    (205) 780-0104

• First Cash Advance

  • 321 Palisades Blvd

    (205) 870-4538

  • 209 20th St N 171

    (866) 675-5642

• Fusio Medical

  • 2870 Old Rocky Ridge Rd Ste 150

    (205) 968-1034

• Great American Loans

  • 9921 Parkway E

    (205) 854-3307

• No Credit Check Payday Loans Financial

  • 420 20th St N

    (205) 203-0009

• Payday Now

  • 1649 Center Point Pkwy

    (205) 856-1659

• Speedy Cash

  • 321 Palisades Blvd

    (205) 518-8947

• Thrifty Check Advance

  • 443 Huffman Rd

    (205) 833-1600

• Title Cash

  • 1641 Center Point Pkwy

    (205) 856-1799

  • 72 Green Springs Ave S

    (205) 942-7841

  • 2730 Bessemer Rd

    (205) 788-3996

  • 1614 Center Point Pkwy

    (205) 856-1799

• Title Loan Express Title Loans Payday Loans

  • 9632 Parkway E

    (205) 833-3131

• TitleBucks

  • 1855 Center Point Pkwy Ste 103

    (205) 856-8792

• US Title Loans

  • 9005 Parkway E

    (205) 833-1742

  • 1145 Forestdale Blvd

    (205) 796-0225

  • 824 Green Springs Hwy

    (205) 290-9199

  • 744 Lomb Ave SW

    (205) 780-0104

Check Payday Loan rates and terms in the other cities of Alabama

• Montgomery
• Huntsville
• Mobile
• Tuscaloosa
• Hoover
• Dothan
• Auburn
• Decatur
• Madison
• Florence
• Phenix City
• Gadsden
• Prattville
• Vestavia Hills
• Alabaster
• Opelika
• Enterprise
• Bessemer
• Daphne
• Homewood
• Athens
• Northport
• Pelham
• Prichard
• Anniston
• Albertville
• Trussville
• Oxford
• Mountain Brook
• Fairhope
• Troy
• Tillmans Corner
• Selma
• Helena
• Foley
• Center Point
• Hueytown
• Cullman
• Talladega
• Millbrook
• Alexander City
• Scottsboro
• Ozark
• Hartselle
• Fort Payne
• Jasper
• Saraland
• Muscle Shoals
• Pell City
• Gardendale

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